Here is a list of dance performances in L.A. for Oct. 20-27:

La Bayadère Mariinsky Ballet and Orchestra performs the classic romantic tragedy about a temple dancer in India. Segerstrom Hall, Segerstrom Center for the Arts, 600 Town Center Drive, Costa Mesa. Sun., 1 p.m. $39 and up. (714) 556-2787. scfta.org

L.A. Dances Two-month festival, with three distinct programs, features classic and contemporary works by Kyle Abraham, Bella Lewitzky, Benjamin Millepied and others. L.A. Dance Project, 2245 E. Washington Blvd., L.A. Sun., Thu.-next Sun., 8 p.m.; ends Nov. 24. $45. (213) 422-8762. ladanceproject.org

Louise Reichlin & Dancers / Los Angeles Choreographers & Dancers The company marks its 40th anniversary a program that includes “The Tennis Dances,” “Invasion” and the L.A. premiere. of “A Jewish Child’s Story.” Barnsdall Gallery Theatre, Barnsdall Art Park, 4800 Hollywood Blvd., L.A. Sun., 4 p.m. $20-$40; discounts available. (800) 838-3006. brownpapertickets.com

The Patchwork Girl of Oz Multimedia-enhanced, family-friendly fable presented by Louise Reichlin & Dancers / Los Angeles Choreographers & Dancers. Barnsdall Gallery Theatre, Barnsdall Art Park, 4800 Hollywood Blvd., L.A. Sun., 2 p.m. $8, $16. (800) 838-3006. brownpapertickets.com

Works 2019 — 10 Years and Counting! Nancy Evans Dance Theatre celebrates its 10th anniversary with new works including a collaborative multimedia piece. ARC (A Room to Create), 1158 E. Colorado Blvd., Pasadena. Sun., 4 p.m. $20, $25. (323) 363-0830. nancyevansdancetheatre.com

Momix The acrobatic dance-theater company performs. Pepperdine University, Smothers Theatre, 24255 Pacific Coast Hwy., Malibu. Wed., 8 p.m. $25 and up. (310) 506-4522. arts.pepperdine.edu. Also at Irvine Barclay Theatre, 4242 Campus Dr., Irvine. Fri., 8 p.m. $58-$150. (949) 854-4646. thebarclay.org

The Ballad of Lady M. Andrew Pearson’s expanded work, inspired by Shakespeare’s “Macbeth” and the music of Alanis Morrisette, touches on gender identity and relationships. The Ruby Street, 6408 Ruby St., L.A. Thu.-Sat., 7:30 p.m. $25, $45. (925) 989-6429.

Benita Bike’s DanceArt Includes the pieces “For Rose” and “Entrelazadas” plus an audience Q&A. Los Angeles Mission College, AMP Theater, 13356 Eldridge Ave., Sylmar. Thu., 7 p.m. Free. (818) 470-5734. danceart.org

George Balanchine’s Jewels The Mariinsky Ballet, backed by the Mariinsky Orchestra, performs the choreographer’s 1967 three-act abstract ballet set to music by Fauré, Stravinsky and Tchaikovsky. Dorothy Chandler Pavilion, 135 N. Grand Ave., downtown L.A. Thu.-Fri., 7:30 p.m.; Sat., 2 and 7:30 p.m.; next Sun., 2 p.m. $34 and up. (213) 972-0711. musiccenter.org

Evolutions Quebec-based company Margie Gillis-Legacy Project performs. Theatre Raymond Kabbaz, 10361 W. Pico Blvd., L.A. Fri., 7:30 p.m. $20, $35. (310) 286-0553. trk.us.com

Inferno & Burlesque American Contemporary Ballet reprises these two works; contains nudity. The Metropolis, 877 S. Francisco St., Suite C-6, L.A. Fri., 8 p.m.; Sat., 7:30 and 10 p.m.; ends Nov. 2. $45-$500. acbdances.com

Things to do

See the Music, Hear the Dance Dancers from New York City Ballet join student performers for Debussy’s “Afternoon of a Faun.” Colburn School, Zipper Hall, 200 S. Grand Ave., downtown L.A. Sat., 7 p.m. $25. (213) 621-1050. colburnschool.edu

The Short+Sweet Hollywood Dance Festival Local dance artists perform in a variety of styles including modern and contemporary dance, flamenco, etc. Marilyn Monroe Theatre, Lee Strasberg Creative Center, 7936 Santa Monica Blvd., West Hollywood. Sat., 2 p.m. $20. sweet-tix.com

Sweet Sorrow — A Zombie Ballet Leigh Purtill Ballet Company presents this surreal work inspired by Shakespeare’s “Romeo and Juliet.” AGBU Vatche & Tamar Manoukian Performing Arts Center, 2495 E. Mountain St., Pasadena. Sat., 7 p.m.; next Sun., 4 p.m. $20, $25. agbupac.org

Through the Pages Redondo Ballet’s fairy tale-themed show includes stage adaptations of “Mulan” and “The Princess and the Frog.” Redondo Beach Performing Arts Center, 1935 Manhattan Beach Blvd., Redondo Beach. Sat., 6 p.m.; next Sun., 3 p.m. $25-$45. (310) 292-4572. redondoballet.com

Treasures of Indonesia Festival includes traditional music and dance, arts and crafts and more. Hollywood & Highland, courtyard, 6801 Hollywood Blvd., Hollywood. Sat., 11 a.m.-6 p.m. Free. hollywoodandhighland.com

Evocar Vanessa Albalos, Melissa Cruz and Manuel Gutierrez are the featured dancers in this Forever Flamenco presentation. The Fountain Theatre, 5060 Fountain Ave., L.A. Next Sun., 8 p.m. $30-$50. (323) 663-1525. fountaintheatre.com

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Fall colors came to Big Bear Lake about a week earlier than last year, bringing a gold tinge to the village and forest trails. Aspen, cottonwood, oak and birch leaves turn from green to yellow or gold in the mountain town about two hours north of L.A. Non-native maple trees in the mountain resort’s Village add bright reds.

Unless you go soon, you’ll miss the show.

“We’ll have pretty good fall color through the end of October, with peak being early next week,” says Eddie Kirsch, marketing director for Visit Big Bear. Fall colors are most prominent on the south side of the lake.

Good places to start your color quest in the forest: Pineknot Trail, park at the Aspen Glen Picnic Area south of the town; Towne Trail on the south side of the lake; and the Castle Rock Trail, which begins about a mile east of the dam on California Highway 18.

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“Drive up here into the mountains, and you’re going to see the fall colors everywhere,” Kirsch says.

The popular aspen grove, an oasis of gold in the forest, is now open. Access on forest roads to the Aspen Grove Trail had been closed because of damage from the 2015 Lake fire.

The California Fall Color website also recommends these “go now” locations in or near the San Bernardino Mountains: Running Springs, Lake Gregory, Lake Arrowhead and Grass Valley Lake.

Make sure you dress warmly and are prepared for cold nights, as temperatures drop into the 30s, Kirsch says.

Moving north to the Eastern Sierra, fall colors in the Bishop Creek area continue to chug along, particularly at North and South lakes. “Of all the years that CaliforniaFallColor.com has reported fall color from Bishop Creek Canyon, 2019 sets a record for lasting to mid-October with NO ‘past peak’ areas,” the website says.

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Singer Gwen Stefani sold her contemporary-style compound in the Beverly Hills Post Office area to stand-up comic Sebastian Maniscalco for $21.65 million. The 11,845-square-foot spread, which was once owned by Jennifer Lopez, features a black-and-white striped kitchen.
 

(James Moss)

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The renovated contemporary-style home is in a guard-gated enclave north of Beverly Hills and sits on a lot of about two acres.
 

(James Moss)

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Inside, the home keeps the eyes moving with bold accents and three fireplaces set within ribboned stone.

(James Moss)

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Bold, playful touches can be found throughout. 

(James Moss)

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The property sits on about two acres and has a swimming pool, a tennis court and a playground. At the far end of the property is a chicken coop. 

(James Moss)

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Rich Paul, agent to Lakers stars LeBron James and Anthony Davis, paid $11.7 million for a newly built, Georgian-inspired traditional home in Beverly Hills.
 

(Peter Christiansen Valli)

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Past a two-story entry hall, a wood-paneled study with a wet bar descends to a formal living room with an antique marble fireplace.
 

(Peter Christiansen Valli)

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The 6,300-square-foot house features a gym with a Peleton exercise bike and a Scandinavian hydrotherapy circuit.  

(Peter Christiansen Valli)

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Fashion designer Eva Chow has relisted her museum-like mansion in Holmby Hills for sale at $69.975, down from $78 million last year.
 

(Anthony Barcelo)

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The sprawling showplace features Moorish columns, carved ceilings and gallery walls. 

(Anthony Barcelo)

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Designed and custom built by the former couple over a seven-year period, the sprawling showplace was intended to showcase an extensive art collection.
 

(Anthony Barcelo)

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The house sits on a flat, 1.1-acre parcel with an entertainment complex, an outdoor ballroom and a three-story guesthouse.
 

(Anthony Barcelo)

Gwen Stefani, who rose to fame as the face of rock band No Doubt, has sold the Beverly Hills Post Office-area home she shared with ex-husband Gavin Rossdale for $21.65 million.

The buyer is Sebastian Maniscalco, the stand-up comic and actor who has a role in Martin Scorsese’s upcoming film “The Irishman,” and his wife, artist Lana Gomez.

The renovated contemporary-style home, once owned by Jennifer Lopez, is in a guard-gated enclave north of Beverly Hills and sits on a lot of about two acres. Besides the 11,845-square-foot main house, the property has an infinity-edge swimming pool, a lighted tennis court and a playground. There’s also a chicken coop.

Inside, the home keeps the eyes moving with black-and-white striped cabinetry in the kitchen, an artful accent wall in the dining room and three fireplaces set within ribboned stone. A theater room, a gym and two offices are among other living areas. Including the guesthouse, there are seven bedrooms and 10 bathrooms.

A covered lounge creates additional living space outdoors and has a patio with a wet bar and another fireplace.

The property last changed hands in 2006 for $13.25 million, property records show. Although it carries a 90210 ZIP Code, the L.A. Times Mapping Database identifies the area as part of Studio City.

Stefani, who turned 50 this month, has won three Grammys, including two for the songs “Hey Baby” and “Underneath It All.” She returned to the singing competition show “The Voice” this season as a coach.

Rossdale, 53, is the frontman and guitarist for the rock band Bush. The group has released six studio albums, most recently “Man on the Run” in 2014.

Their divorce was finalized in 2016.

Maniscalco, 46, released his fifth stand-up special, “Stay Hungry,” earlier this year on Netflix. As an actor, he has appeared in the films “The Nut Job 2″ and “Green Book.”

Jade Mills of Coldwell Banker Residential Brokerage and Craig Knizek of the Agency were the listing agents. Stephen Resnick and Jonathan Nash of Hilton & Hyland represented the buyers.

An agent of wellness

It was a successful offseason for NBA agent Rich Paul, who oversaw a trade that sent his superstar client Anthony Davis to the Lakers. Now, the Klutch Sports Group founder has inked a deal of his own, buying a brand-new Beverly Hills home for $11.7 million.

The Beverly Hills Flats abode was billed as a “wellness house” complete with a gym, a Peloton bike and a Scandinavian hydrotherapy circuit (think sauna, steam room and cold plunge). Three months of cold-pressed juice deliveries and private, in-home yoga lessons were included with the home in as well.

Blending Georgian and traditional design styles, the two-story home holds six bedrooms and seven bathrooms across 6,300 square feet.

Past a two-story entry hall, a wood-paneled study with a wet bar descends to a formal living room with an antique marble fireplace. An expansive indoor-outdoor family room, a formal dining room with wainscoting and an open-concept kitchen with a massive marble island lie elsewhere.

French doors open to the backyard with a dining patio, lawn, a swimming pool and a spa. The detached gym sits on one side on the pool, and the Scandinavian wellness facilities sit on the other.

Paul, 37, founded Klutch Sports Group in 2012 with a client list of NBA stars headlined by his longtime friend LeBron James. According to Forbes, the agency makes about $25 million in commissions with a roster including Eric Bledsoe, Ben Simmons, John Wall and Draymond Green.

Rochelle Maize of Nourmand & Associates held the listing. Jaime Cuevas of Compass represented Paul.

Her digs are back on the menu

Fashion designer Eva Chow has put her estate in Holmby Hills back on the market for $69.975 million.

Chow and her ex-husband, restaurateur and designer Michael Chow, originally listed the home last October for $78 million. After the couple’s divorce last year after 26 years of marriage, the property was deeded over to Eva Chow in April.

Designed and custom built by the former couple over a seven-year period, the sprawling showplace was intended to showcase an extensive art collection. Moorish columns, carved ceilings and gallery walls lend a museum-like quality to the home. Rows of arched doorways flank a voluminous living room.

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The residence has 30,000 square feet of living space. 

(Anthony Barcelo)

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A 30-foot-high atrium entry sits beyond the front door. 

(Anthony Barcelo)

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The great room has high ceilings and rows of arched doorways. 

(Anthony Barcelo)

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Two massive fireplaces bookend the living room. 

(Anthony Barcelo)

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The living room. 

(Anthony Barcelo)

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The library is awash in rich woodwork. 

(Anthony Barcelo)

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There’s also a fireplace. 

(Anthony Barcelo)

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Eva Chow’s Holmby Hills estate 

(Anthony Barcelo)

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The dining room has plenty of seating. 

(Anthony Barcelo)

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The kitchen takes in garden views. 

(Anthony Barcelo)

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A skylight-topped catwalk sits above the living room. 

(Anthony Barcelo)

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The house was designed to showcase a priceless art collection. 

(Anthony Barcelo)

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There are nine bedrooms. 

(Anthony Barcelo)

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One of 14 bathrooms. 

(Anthony Barcelo)

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The dressing room. 

(Anthony Barcelo)

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Another bathroom. 

(Anthony Barcelo)

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Glass-enclosed wine cellars flank a billiards room. 

(Anthony Barcelo)

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The subterranean home theater has windows that look into the swimming pool. 

(Anthony Barcelo)

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An entertainment complex sits across from the main house. 

(Anthony Barcelo)

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Elsewhere on the grounds is a three-story guesthouse. 

(Anthony Barcelo)

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A rooftop deck/outdoor ballroom tops the mansion. 

(Anthony Barcelo)

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The rooftop space has a fireplace. 

(Anthony Barcelo)

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Palm trees punctuate the grounds. 

(Anthony Barcelo)

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A row of colonnades frame a loggia. 

(Anthony Barcelo)

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The rear of the house. 

(Anthony Barcelo)

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Eva Chow’s Holmby Hills estate 

(Anthony Barcelo)

An Art Deco-inspired library is awash in paneling and sits behind double doors. Another living area displays a Midas touch with gold walls. Two glass-enclosed wine vaults flank a billiards room. A total of nine bedrooms and 14 bathrooms are found throughout the compound.

The house sits on a flat, 1.1-acre parcel with an entertainment complex, an outdoor ballroom and a three-story guesthouse. A separate cinema/game room lies underground and has tiered seating and windows that look into the pool.

Chow, born in South Korea, trained in traditional Korean watercolor before relocating to the U.S. with her family in 1974. An alum of the Otis Parsons School of Design in Los Angeles, she started her fashion company as a student from her living room and has since opened multiple boutiques in major cities around the world.

She is the founder and co-chair of the “Art + Film” gala, now in its ninth year.

Kurt Rappaport and Carl Gambino of Westside Estate Agency hold the listing.

A Tudor charmer for ‘Virgin’ star

Actress Gina Rodriguez, known for her Golden Globe-winning role in “Jane the Virgin,” has purchased a Tudor-vibe home in Westchester for $2.42 million.

Built in the 1950s, the two-story residence catches the eye with a brick-and-stone exterior. Inside, hardwood plays a major role, lining the floors, doors and windows throughout the 3,910-square-foot interior.

Past the foyer are an office, family room, living room with a brick fireplace and dining room with mirrored walls. The whitewashed kitchen has a center island.

French doors access the master suite upstairs. One of four bedrooms and three bathrooms, the master bedroom has a fireplace set into a dramatic brick wall.

A deck spans the length of the second story, overlooking a patio with a swimming pool and spa. A spacious hedge-lined lawn extends toward a garden and gazebo.

Rodriguez, 35, appeared in “Army Wives” and “The Bold and the Beautiful” before starring as Jane Villanueva in the satirical comedy series “Jane the Virgin” starting in 2014. Her subsequent credits include “Big Mouth,” “Annihilation” and the lead role in Netflix’s animated series “Carmen Sandiego.”

James Scott Suarez and Brandon Arlington of Keller Williams Silicon Beach held the listing. Arlington represented Rodriguez.

Drawing on a classic

In Studio City, the longtime home of Joseph Barbera — half of the legendary animation duo Hanna-Barbera — is for sale at $12 million.

Barbera, who created classic cartoons such as “Tom and Jerry,” “The Flintstones” and “The Jetsons,” bought the two-acre retreat in the 1990s and lived there until his passing in 2006 at 95. His estate sold the property in 2015 for $4.95 million.

Found in Fryman Estates, the property combines two parcels on two acres and centers on a roughly 7,000-square-foot home built in 1988.

Past a half-timbered exterior, the recently renovated floor plan holds expansive living spaces with beamed ceilings, hardwood floors, stone fireplaces and custom built-ins. A chandelier-topped foyer leads to a living room with French doors and, beyond that, a remodeled kitchen with a temperature-controlled pantry.

The main level also boasts a pair of dining areas: a formal dining room with picture windows and a sunny breakfast nook under dramatic rotunda-style ceilings.

Also on the main floor is the master suite. One of six bedrooms, it features a corner fireplace and mirror-lined closet and dressing room. All 8.5 bathrooms boast Italian vanities and designer tile.

Amenities fill out the rest of the valley-view estate. There’s a flagstone patio with a swimming pool and spa, as well as a tennis court and 20-car garage. Out front, a stone motor court leads to a porte-cochère.

Donovan Healey of Hilton & Hyland holds the listing.

Barbera founded Hanna-Barbera Productions in 1957 with William Hanna. Together, the two former Metro-Goldwyn-Mayer animation directors won seven Academy Awards. Their string of successful shows includes “Scooby-Doo,” “The Yogi Bear Show,” “Wacky Races” and “The Smurfs.”

Before the financial crisis, the term “high-yield savings account” would have been considered an oxymoron.

Today, such products are thriving.

After the Federal Reserve dropped its benchmark lending rate to near-zero in late 2008, big U.S. banks paid virtually nothing to anyone who parked money with them. That presented an opportunity for new, mostly online entrants to swoop in and offer much more. After years of getting zero, customers viewed a 2% interest rate with backing from the Federal Deposit Insurance Corp. as a steal.

Their popularity only grew as the Fed raised interest rates. Even Goldman Sachs Group Inc. got into the game in 2016 with its consumer bank under the brand Marcus.

Higher yields fueled the online cottage industry that tracked the best interest rates available each month. A quick search of “best savings account” includes articles updated monthly from NerdWallet, Bankrate, the Balance, SmartAsset and LendingTree’s MagnifyMoney, among others.

With the Fed now having cut interest rates twice since the end of July, and possibly lowering them again this month, it’s hardly surprising that these savings accounts have adjusted lower as well.

Yet it’s almost comically difficult to find how the various savings rates have changed over time because the entire online ecosystem updates so frequently. One of my editors told me the rate on his Marcus account fell to 1.9% on Oct. 4, the third time that’s happened since he opened it in March.

Fortunately, some historical data provided by Greg McBride, chief financial analyst at Bankrate.com, show no two banks reacted to the change in Fed trajectory quite the same way.

Goldman Sachs’ Marcus and Barclays, for example, anticipated interest rate cuts and gradually lowered their savings rates ahead of the central bank’s announcements.

Ally Financial Inc., by contrast, slashed its rate by 30 basis points in the week after the Fed’s July rate cut. Colorado Federal Savings has only had to drop its promised interest rate once since March because it remained comfortably below the fed funds rate.

And then there’s HSBC Holdings’ HSBC Direct, which stubbornly kept its rate elevated until last week, when it made a 25-basis-point reduction.

At this point, regardless of the last several months, each bank is running out of room to maneuver after the Fed’s persistent rate cuts.

Barclays, as of the most recent Bankrate data available, is offering just two basis points less than the upper bound of the fed funds target rate. Marcus was in a similar bind for a couple of weeks but swiftly lowered its rate by an additional 10 basis points. HSBC, for now, seems determined to offer higher rates than the competition, though by a shrinking margin.

For those not steeped in financial markets and listening to every word from Fed speakers, it sure might seem like “high-yield savings accounts” aren’t living up to the hype. Round numbers might be purely psychological, but it’d be hard to fault people who balk at interest rates dropping below 2%.

Nerdwallet’s Q&A section asks: “What do the best savings accounts look like?” Its answer: “The best savings account interest rates are close to 2.00% or higher.”

Obviously, the terms of these savings accounts allow for changes to interest rates at any time. With 10-year Treasury yields at 1.66%, it’s simply not sustainable for banks, even those without brick-and-mortar locations, to offer the same payouts they once did. Some institutions that require high minimum opening balances still offer juicy rates, like 2.4% at Popular Inc.’s Popular Direct, but those seem destined to fall eventually.

To be sure, it could be a lot worse for American savers. In Europe, a growing number of German banks are passing on the region’s negative interest rates to their customers as costs become too high to bear. Bigger lenders like Deutsche Bank and Commerzbank have signaled they’re warming to the idea as well.

All of this serves as a backdrop for the Fed’s interest rate decision on Oct. 30. Wall Street is convinced that after a wave of weak economic data, the Fed will lower rates yet again, even though Chair Jerome H. Powell has insisted the central bank is not on a preset course, and minutes from the central bank’s September meeting revealed that policymakers are sharply divided about the path forward. While Chicago Fed President Charles Evans said he “wouldn’t mind another cut,” notable hawks Kansas City Fed President Esther George and Boston Fed President Eric Rosengren said further lowering the fed funds rate isn’t justified yet because consumer spending, which accounts for 70% of the U.S. economy, remains so strong.

If the post-crisis era has taught markets and economists anything, it might just be that lower-for-longer interest rates don’t necessarily get people to raid their savings and spend. Rather, it might be just the opposite — without any hope of earning anything on what they save, consumers may decide to hoard additional cash for a rainy day or to meet their retirement goals.

Since mid-2005, the U.S. personal savings rate as a percentage of disposable income has generally trended higher, to about 8% from as low as 2.2%, according to Commerce Department data.

Given that U.S. consumers appear to be one of the few bright spots in an otherwise slowing global economy, the Fed should be careful not to make any moves that would slow their momentum. Certainly, one more quarter-point rate cut isn’t going to suddenly break Main Street.

According to the latest data from the FDIC, retail deposits at the nine largest institutions increased by more than 2% from a year earlier, to $5.2 trillion, even though more than one-fourth of deposits pay no interest. In other words, many patrons of big banks have become accustomed to getting paid nothing on their checking or savings account balances.

And yet, if enough savvy savers become convinced that the Fed will abandon its projections and drop interest rates at just about every meeting, it’s easy to envision a scenario in which money that would have gone into high-yield savings accounts instead gravitates toward fixed-rate bonds or certificates of deposit to lock in a reliable stream of income. That sets up an additional hurdle for those consumers to access their cash and spend to keep the economy afloat.

Powell has long said that the central bank will act as appropriate to sustain the economic expansion. Lately, that’s meant cutting interest rates at every turn, to the delight of stock markets. But the Fed would do well to spare a thought for savers as well. It’s easier to spend when it’s clear how much interest your bank account will pay tomorrow.

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Dear Liz: My daughter has two children, ages 2 and 4. Recently the children’s father took his own life. He was 27. The job he worked as long as I knew him paid him in cash, so he didn’t pay into Social Security. Does this mean the children cannot receive survivor benefits from Social Security?

Answer: If the father never worked at a job that paid into Social Security, your grandchildren — and your daughter — won’t qualify for the survivor benefits they could have received had he been paid legally rather than under the table.

Their one hope is if he had a previous job that did pay into Social Security.

At 27, he would have needed at least six quarters of coverage to trigger survivor benefits, says Bill Meyer, founder of Social Security Solutions, a claiming strategies site.

The older a person is, the more quarters are needed to qualify for benefits, but no one needs more than 40 quarters. The amount of earnings required for a quarter of coverage is $1,360 in 2019. Once you earn $5,440, you’ve earned your four quarters for the year.

If the father had earned those six quarters, his death would trigger survivor benefits for his children that typically last until age 18 (or until 19, if they are still in high school full time). Your daughter also would be entitled to benefits until the younger child turned 16, because she’s caring for the deceased person’s minor children.

It’s possible this young man was paid under the table because he was not able to work legally in the U.S. If that’s the case, he and his family wouldn’t qualify for Social Security benefits even if payroll taxes had been deducted. If he opted for cash because he or his employer didn’t want to pay taxes, though, that was a choice that had expensive repercussions for the people he left behind.

Living trust viewing restrictions

Dear Liz: How in the world do I find out the details of my parents’ trust? My father recently died and my mother, who is 89, is not familiar with the details. My older sister is not responsive when I ask questions. She and I are the only children. My husband recently became disabled and it would be a comfort to know if we had any money coming from my parents. Can you give me any advice?

Answer: Presumably you’re asking about a living trust, which is designed to avoid probate, the court process that otherwise follows death. Unlike wills, living trusts don’t have to be filed with the courts so you can’t go down to the county courthouse to look up the details.

Living trusts are revocable trusts, which means they can be changed. People other than the trust creators don’t typically have a right to see the trust until it becomes irrevocable.

In the past, part of a living trust often became irrevocable when one spouse died. Today, it’s more common for trusts to remain revocable until the surviving spouse dies.

To some extent, state law determines who gets to see a copy of the trust once it’s irrevocable. Typically beneficiaries have a right to see the trust, and in some states (including California) so do “heirs at law” — people who aren’t beneficiaries but who would have inherited under state law if there had been no trust or will.

Pension payout planning

Dear Liz: My husband and I each receive a pension from the companies where we worked. If my husband dies first, will his company continue to pay me his pension and vice versa?

Answer: That depends on how you chose to receive your benefits. Typically people are offered a choice of payouts: a “single life” option that ends at the pensioner’s death, and “joint and survivor” options that continue payments after the pensioner dies. A 50% joint and survivor option would pay half the monthly amount after the pensioner’s death, while a 100% option would continue the payments without reduction.

The option that continues payments without reduction, however, often offers the smallest monthly payment to start. The “single life” option pays the largest monthly amount, but the fact that the payments end at the first death can leave the survivor in a bad way.

Liz Weston, certified financial planner, is a personal finance columnist for NerdWallet. Questions may be sent to her at 3940 Laurel Canyon, No. 238, Studio City, CA 91604, or by using the “Contact” form at asklizweston.com.

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It’s been 32 years since the popularity of wine coolers peaked. Zima’s day in the sun was a quarter of a century ago. The website that popularized “icing” — a drinking game that involved getting down on one knee and chugging a bottle of Smirnoff Ice — doesn’t even exist anymore.

Now the question is whether White Claw, the current smash in carbonated alcoholic drinks, will replicate the path of those shooting stars or maintain its surge.

White Claw is the top-selling brand of alcohol-laced “hard seltzers” that have soared in popularity the last two years to become a $1-billion segment of the U.S. beverage industry.

The multiflavored, canned White Claw drinks are riding a wave of success that’s included a rash of memes, Instagram photos, YouTube videos, outrageous drinking contests, T-shirts and Halloween costumes.

Owned by privately held Mark Anthony Group in Canada, which also makes Mike’s Hard Lemonade, White Claw debuted in 2016 and commands 60% of the booming hard seltzer market. Stores sometimes run out of the drink — becoming “declawed,” as fans say — and the firm plans to expand production to keep up with demand.

The brand in distant second place is Truly, made by Boston Beer Co., which also brews Samuel Adams beer. Then come several others, including Bon & Viv and Natural Light, or Natty, both made by brewing giant Anheuser-Busch InBev.

They’re all betting that hard seltzers can maintain their rapid growth and not fade away like other popular fizzy drinks before them.

The arc of a fad is “often referred to as the boom-splat syndrome, where a new product makes a big splash and then kind of disappears or recedes,” said Benj Steinman, publisher of the trade journal Beer Marketer’s Insights.

“I wondered if hard seltzers would be like that, but now we’re up to year four and they’re still growing at an extremely rapid pace,” Steinman said. “This is much bigger than Zima, bigger even than Smirnoff Ice, much bigger than Mike’s Hard Lemonade. It’s just a bigger wave so far.”

Perhaps the strongest signal that White Claw won’t be a quick fad is that two of the world’s biggest brewers plan to roll out new hard seltzers to catch up. And for good reason: Much of the seltzers’ success is coming at the expense of light beers, White Claw and analysts said.

Anheuser-Busch InBev plans to introduce a Bud Light seltzer as its third seltzer entry, though it hasn’t specified a launch date. Constellation Brands, brewer of Corona beer, plans a Corona Hard Seltzer next spring. Both brewers declined to elaborate on their plans or the hard-seltzer market.

Boston Beer will probably pour effort into building Truly into a more formidable competitor as well, analyst Laurent Grandet of Guggenheim Securities said in a note to clients last month: “Truly now is Boston Beer’s single largest product, accounting for more than one-third of retail sales.”

All those brewers chasing White Claw “might be taking some risk on what eventually amounts to a fad,” said Duane Stanford, executive editor of the trade journal Beverage Digest. “But they have to play in the market now because you cannot be left behind if this thing has staying power.”

U.S. retail sales of hard seltzers nearly tripled to $1.1 billion in the year that ended Sept. 7, giving the seltzers 2.8% of the total market for beer, flavored malt beverages and ciders, according to Nielsen. And that was after sales soared 165% the prior year.

White Claw alone has seen sales so far this year nearly quadruple to $638 million at the retail level, said Sanjiv Gajiwala, White Claw’s senior vice president of marketing, citing figures from the research firm Information Resources Inc.

“In Southern California, our sales have been up close to 1,000% versus last year,” Gajiwala said, declining to specify the dollar value of sales in the region. “We’re incredibly grateful for how much consumers have embraced the brand.”

White Claw is a mix of seltzer water, 5% alcohol and flavoring such as black cherry, grapefruit, lime and mango. A 12-pack of its 12-ounce cans sells for $14.99 at Target. It comes in aluminum cans with pop tops, easy to drink at parties, on the beach or anywhere else.

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Hard seltzers have traits that are appealing to increasingly health-conscious consumers: The drinks are gluten free and low in sugar, calories and carbohydrates. Buyers “want alcohol, but they want low calories and a clean profile without a lot of excess ingredients,” Stanford said.

The same trends have propelled sales of non-alcoholic seltzers and sparkling waters. SodaStream, an at-home gadget that can carbonate tap water, exploded in popularity early this decade. Seltzer brands such as LaCroix and Spindrift also have benefited from consumers’ shift away from sugary sodas in recent years.

Another White Claw asset is that the brand is packaged for wide appeal, unlike, say, Zima, which was seen as mainly aimed at women.

“We didn’t pigeonhole this as a drink for women or a drink for guys. We said this is something everyone can enjoy,” Gajiwala said. “That messaging in today’s consumer culture is resonating more strongly.”

White Claw particularly captured the attention of the under-30 set, which has propelled it into a sensation on social media and elsewhere.

Comedian Trevor Wallace posted a sometimes foulmouthed video on YouTube in June, “Drinks White Claw Once,” that has been viewed nearly 3 million times. It includes a now widely used line: “Ain’t no laws when you’re drinking Claws.”

The drink was deemed a “rising star” among fans of the Coachella music festival this spring, and some media stories dubbed this summer “White Claw summer.”

Now that summer is over, there is speculation that sales of White Claw and other hard seltzers could slow in the colder months. It’s a fear the company shrugs off.

“We really feel that trend is going to continue as we head into the fall and winter,” Gajiwala said. “About 55% of White Claw volume is coming from light beers, and those light-beer occasions exist year-round.”

Sarah Montgomery, a 21-year-old junior at USC, can attest to that. She’s a White Claw fan and recently bought a multi-pack of the drink for a tailgate party before one of her school’s football games.

“It’s become a big thing to be drinking a White Claw,” she said, adding that her friends include “some very dedicated people who have wall tapestries that have the White Claw logo.”

Beyond its coolness factor, “it’s fruity, it’s light and it’s easy,” Montgomery said. “It’s easy to ask for a carton of White Claw rather than asking for a bottle of wine, because then it becomes what kind of wine? What brand? White Claw is really easy. And I think seltzers taste better than beer.”

White Claw is counting on that popularity as it prepares to spend $250 million to expand production and alleviate shortages of the drink.

“We are working around the clock to increase current supply and total capacity heading into 2020,” White Claw President Phil Rosse said in a statement, “so that we can get every consumer White Claw when they want it.”

Only time will tell how long they’ll still want it, or whether White Claw — social media, memes and all — is destined to go splat as well.

Skirts and jackets made of aluminum-can pull tabs and cork were among the animal-friendly pieces of apparel on display at the second Vegan Fashion Week held Oct. 10-15 in downtown Los Angeles. (The first one took place in March, also in DTLA.)

Emmanuelle Rienda, the event organizer, acknowledged that “vegan” might not conjure images of luxury, given the ubiquity of fur and leather in high fashion. But she rejects that with this season’s theme, “Fashion Is Activism,” which promotes eye-catching fashion that is also cruelty-free and sustainable.

“My mission is to not only better the lives of the animals but also raise awareness and educate people,” Rienda said backstage before an Oct. 15 runway presentation at the California Market Center, “so they can make healthy choices while picking what they wear.”

Vegan Fashion Week celebrated animal-free fashion with events including a two-day trade show featuring runway presentations, showroom visits, a vegan lounge, a vegan clothing swap and a “Future of Fashion” conference with designers, scientists, and policymakers discussing the industry and emerging alternatives to animal-derived products.

The week kicked off with an awards show that lauded the work of vegan icons not just limited to fashion. Honorees in nine categories included photographer Parker Day, celebrity stylist Tara Swennen and singer-songwriter Kate Nash, among others, with the awards handed out by celebrities (and well-known vegans) including actress Mena Suvari and musician Moby.

A multitude of designer brands walked the runway at the penthouse of the California Market Center on Monday. The New York-based clothing brand Enda opened the first of the two runway shows, which was followed by a group show featuring designs by Wasted L.A., Nicoline Hansen and Mayd in Chyna, among others.

Finland-based designer Minttu Melasalmi debuted a spring and summer 2020 collection — dubbed Never-Leather Land — that used a cork-derived fabric as an alternative to leather in tailored statement pieces.

“As designers and lovers of high fashion it’s almost natural for us to want to work with beautiful fabrics like silk and fur,” Denmark-based designer Nicoline Hansen said backstage before the show. “But knowing that that’s not an option actually pushes you to be more creative with your designs.”

Many of the designers attending Rienda‘s series of events believe the future of fashion is vegan. Ran Enda, the founder of Enda, believes veganism is not a diet but a lifestyle, and producing cruelty-free items gives vegans a viable way to maintain it. Her vision translated as classic slip dresses and wrapped, toga-like garments worthy of a goddess made of cotton and dyed with plant-based ingredients such as onion skin, red cabbage and turmeric.

Enda said she started her brand after seven years of working heavily with leather and fur while at Ralph Lauren “I found that my job did not fit into my lifestyle,” Enda said. “That bothered me.”

Based on the creations Enda, Melasalmi and others sent along the catwalk, the message that consumers don’t have to compromise between style and sustainability.

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CHICAGO — 

Chicago parents leaned on family, friends and community groups as 25,000 teachers in the nation’s third-largest school district went on strike this week, canceling classes for more than 300,000 students.

For some families, the Chicago Teachers Union walkout meant a day off and a bit of inconvenience for parents juggling work schedules. For the city’s most vulnerable families, though, the strike triggered a hasty search for a solution to help kids and allow their parents make it to work.

Both Mayor Lori Lightfoot and union leaders said negotiators have several major disputes to resolve, including pay and benefits, class size and school staffing.

Classes were canceled Thursday and Friday, and it is not clear when the first major walkout since 2012 by the city’s teachers will end. The two sides were meeting Saturday.

The uncertainty of her five kids being out of school has weighed on Antenisha Dale. When she walked into a Salvation Army community center on the city’s West Side on Friday morning, Dale’s eyes widened when she learned they could all stay for the day, for no charge.

The 29-year-old took off from her job at a grocery store deli counter on Thursday, forgoing a day’s pay when every dollar is essential for her family. Finding an affordable place for her kids to go if a strike drags on “takes a weight off my shoulders,” Dale said.

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Striking teachers argue that students and families in similar situations are the motivation behind their “social justice” agenda, not their own pay or benefits. They’re demanding smaller class sizes and more resources for schools, including nurses and social workers, written into the contract along with ways to enforce those changes.

“What we really want is an improvement in our working conditions, which are the learning conditions for our students,” union President Jesse Sharkey said Friday.

City and district officials, though, have called their offer of a 16% salary increase over five years for teachers “historic.” Meeting all of teachers’ demands, including a 5% salary increase for three years, would cost more than $2.5 billion each year, an amount the district cannot afford, Lightfoot has said.

Chicago Public Schools “is not flush with cash,” Lightfoot said Friday, noting the district’s reliance on loans in its latest budget plan.

CPS buildings remained open on regular schedules, staffed by principals and nonunion employees and prepared to provide students with breakfast and lunch.

But the schools staffed by makeshift crews didn’t seem popular with parents. The district reported about 7,500 students showed up on the strike’s first day.

On the city’s North Side on Friday, a few parents opted to bring their kids to a neighborhood YMCA rather than nearby schools.

Samantha Gutierrez said her daughter preferred the YMCA where she goes regularly in contrast to the school now staffed by people she doesn’t know well.

“I didn’t feel comfortable sending her to a building full of strangers,” said Gutierrez, 25, an orthodontist assistant. “And I think she would feel a little intimidated there. She said she wanted to go to the Y where she knows kids.”

Ira Cox worked out at the YMCA on Friday morning before heading home to spend the day with his 7-year-old girl and 9-year-old boy. Cox said he sent his children to their school on Thursday while he worked but said it felt like “crossing a picket line.”

He arranged to work from home on Friday.

“I know I have options some people don’t have, and I am not criticizing anybody,” Cox said. “But I can do this, so I am doing it in solidarity with the striking teachers.”

Parents whose jobs have inflexible scheduling and keep them on tight budgets that won’t cover admission prices for a variety of “strike camps” planned around the city were forced to find alternative plans. While some relied on family members, others turned to the city’s churches and nonprofit groups for help.

Courtney Holmon, senior program director at the Ark of St. Sabina, said she thinks parents took kids to work or stayed home during the first few days of the strike. But if it continues, she expects more families on the South Side to utilize the Ark’s free program.

“We have people that are bringing four kids in one family,” Holmon said. “They can’t afford four times $65.”

Jalisa McKissick brought her 9-year-old daughter and 5-year-old son to a Salvation Army center on Friday morning before heading to work at a downtown department store. McKissick said she took Thursday off but, as a single mom, couldn’t afford to give up another day of pay.

McKissick, 27, said she’s frustrated by teachers’ decision to strike just as her kids were settling into their classes, and she worries that they will have little time to get back on track before classes let out again for the holidays.

“These children should not be going through this,” she said. “I think they’re being inconsiderate and insensitive.”

TALLAHASSEE, Fla. — 

Nestor made landfall Saturday as a post-tropical cyclone after the former tropical storm spawned a tornado that damaged homes and a school in central Florida but spared an area of the Panhandle devastated one year ago by Hurricane Michael.

The storm made landfall on St. Vincent Island, a nature preserve just off Florida’s northern Gulf Coast in a lightly populated area of the state, the National Hurricane Center said. Nestor is now expected to bring 2 to 4 inches of rain to inland areas as it moves northeast through Georgia and into the Carolinas through Sunday before exiting into the Atlantic Ocean.

The storm caused at least three tornadoes that caused damage in Florida as it moved north.

The Polk County Sheriff’s Office said several homes were damaged and Kathleen Middle School had a large section of its roof torn off when a tornado hit late Friday near Lakeland, about an hour’s drive southwest of Orlando.

Photos posted by the Ledger newspaper showed a home with a destroyed roof, downed trees, a large recreational vehicle thrown onto its side and vehicles buried under debris. About 10,000 homes were without power Saturday.

“Thankfully, we have not had any reported serious injuries,” Sheriff Grady Judd said in a statement Saturday. “However, there are many people dealing with damage to their homes and property this morning, some of it severe.”

Another suspected tornado in southwest Florida damaged at least a dozen homes in Cape Coral, some severely, the Police Department said in a statement. No injuries were reported. Another tornado was reported in Pinellas County, producing minor damage at a mobile home park.

In Mexico Beach, where a powerful October 2018 storm nearly wiped out the Panhandle town and left thousands homeless, the mayor said Saturday that Nestor brought some needed rain to a portion of the state suffering from drought, but no damage.

“There have been no issues,” said Mayor Al Cathey, whose city is still recovering. He said the sky Saturday was streaked with blue. “I would call us fortunate.”

The small town of St. Marks, 100 miles east of Mexico Beach, reported storm surge that created shin-high flooding, and a coastal road was washed out.

The state had activated its emergency operations center, but only at its lowest level.

The National Hurricane Center said Nestor lost its shape Saturday and became a post-tropical cyclone, but the system still packed high winds and dangerous storm surge along the northern Gulf Coast. The system could dump 2 to 4 inches of rain from the central Gulf Coast to the eastern Carolinas and as much as 6 inches in spots, forecasters said.

Seawater pushed inland by the storm could rise as much as 5 feet as storm surge in Florida’s Big Bend region, much of which is less developed than the rest of the state’s coast.

Forecasters said Nestor was centered Saturday near Panama City, Fla. It had top sustained winds of 50 mph and was moving to the northeast at 9 mph.

A tropical storm warning remained in effect from the Okaloosa-Walton county line east to Yankeetown. A previous warning west of the county line was discontinued by Saturday morning. A storm surge warning is in effect for Indian Pass to Clearwater Beach.

The hurricane center said Nestor was expected to head inland across the Panhandle and cross parts of the Southeast over the weekend before moving into the Atlantic off North Carolina by late Sunday.

Forecasters expect blustery winds and heavy rain in parts of Alabama, Georgia and northern Florida, reaching the Carolinas and Virginia by Sunday.

The Coast Guard said 20-foot seas were possible around Panama City, and dangerous rip currents were possible along beaches during what is still a busy tourism period.

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GLENDORA, Miss. — 

A new bulletproof memorial to Emmett Till was dedicated Saturday in Mississippi after previous historical markers were repeatedly vandalized.

The brutal slaying of the 14-year-old black teenager helped spur the civil rights movement more than 60 years ago.

The 14-year-old African American teen was kidnapped, beaten and killed in 1955, hours after he was accused of whistling at a white woman. His body was found in a river days later. An all-white jury in Mississippi acquitted two white men of murder charges. An investigation into the case was reopened by the Department of Justice in 2018 after previous efforts to review the crime had come up empty.

Patrick Weems, executive director of the Emmett Till Memorial Commission, said the new marker was dedicated Saturday.

Members of Till’s family attended the ceremony at the site where the teen’s body was pulled from the Tallahatchie River.

This is the fourth historical marker at the site. Previous ones became a target for vandals.

The first historical marker was placed in 2008. Someone tossed it in the river. The second and third signs were shot at and left riddled with bullet holes.

The new 500-pound steel sign has a glass bulletproof front, Weems said.

Weems said the markers were placed as an attempt to acknowledge the truth of what happened there with the hope of sparking “new conversations.”

“For 50 years nobody talked about Emmett Till,” Weems said.

“I think we just have to be resilient and know there are folks out there that don’t want to know this history or who want to erase the history. We are just going to be resilient in continuing to put them back up and be truthful in making make sure that Emmett didn’t die in vain.”

Two of Till’s cousins, the Rev. Wheeler Parker and Ollie Gordon, attended the ceremony, Weems said.

In 2004, the Justice Department reopened the case after a documentary filmmaker claimed as many as 14 individuals were involved. But the department decided not to bring charges, arguing that the five-year statute of limitation on federal civil rights violations had expired.

In 2007, the department referred the case to Mississippi prosecutors. However, a grand jury declined to bring a manslaughter indictment against the woman who made — and later partially recanted — the allegations against Till, Carolyn Bryant Donham.

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